What can you tell me about First Premier Bank and the Premier Bankcard that they offer?
First Premier Bank is a primarily online banking institution that has a very large focus on offering people access to a subprime credit card that they claim will simultaneously help you raise your credit score and give you access to more spending power. For the most part, Premier Bankcard cardholders became so after receiving a preapproval invitation in the mail for the credit card.
The arrival of this invitation is often met with an immediate rush to sign up for the card since these mailers are sent to those who’re having credit problems, which means they are likely also having some rough times financially overall. Now, this is where I have a problem with their practices and would advise people to shy away from this card, especially if you’re having problems paying any of your other bills. By signing up for this new card, one of two problems is very likely to arise. First, the interest rate is really high compared to other cards, so any lingering balance will rack up extra payment quite quickly. Second, if you can’t make your payments on time, you’ll end up with even more negative strikes on your credit report.
By no means do I intend to imply that no one should apply for this card, just, please, be sure to be careful when signing up for any new line of credit, especially if you’re currently having financial troubles.
How can I create an account to login for my Premier Bankcard online?
If you already have a Premier Bankcard and would like to make an account to manage the credit card online, this will help you get set up:
- Navigate to the page
- Fill out all of these fields as requested by the site. No, I’m not going to name them all since there are so many
- Click the “Continue” button at the bottom
- Keep going through each of the pages while selecting the options you want for your card and online account
- Once you are done, you should have login credentials created to log in to the site
How can I log in to my Premier Bankcard account?
To log in to your account for access to your balance and online bill payments, go to the Premier Bankcard login page and enter your user name and password as you created them during the enrollment process. For information on making a payment on this card, visit my Premier Bankcard bill pay piece about the Premier Bankcard.